Privacy Notice

What Does Peach State Bank Do With Your Personal Information?


Rev. Date 2/17
Printable Version

 


Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Credit History and Credit Scores
  • Account transactions and Checking Account Info
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Peach State Bank chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does  Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes



 To Limit Your Sharing
-Mail the form below 
Please note: 
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. Wnen you are no longer a customer, we continue to share your information as described in this notice. 


 Questions? 
 Call 770-536-1100 or go to https://www.peachstatebank.com/privacy

 Mail in Form
Mark any/all you want to limit: 
[  ]  Do not share information about my creditworthiness with your affiliates for their everyday business purposes  
[  ]  Do not allow your affiliates to use my personal information to market to me. 
[  ]   Do not share my personal information with nonaffiliates to market their products and services to me. 
Name:   
Address:   
   
City, State, Zip  
 Mail to:  Peach State Bank and Trust
PO Box 290
Gainesville, GA 30503
 Who We Are 
Who is Providing this Notice?  Peach State Bank and Trust 
    

What We Do
How does Peach State Bank protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does Peach State Bank collect my information? We collect your personal information, for example, when you
  • Open an account or pay your bills
  • Apply for a loan or make deposits or withdrawals from your account
  • Show your license
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on the account. 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include companies with a common corporate owner Peach State Bankshares Inc.; financial companies, such as mortgage bankers, securities broker-dealers, and insurance agents. .  
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. 
-Non affiliates we share with can include mortgage companies, insurance companies, direct marketing companies and financial companies.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. 
- Our joint marketing partner(s) include mortgage companies, insurance companies, direct marketing companies, and financial companies,