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Commercial Loans

Commercial Loans 

When you own a business, you know the value of a responsive financial partner that provides comprehensive answers to your unique situation. The Commercial Lending officers at Peach State Bank invite you to discover the difference our team brings with expertise, responsiveness, and tailored loan solutions. Whatever your commercial loan needs may be, talk with a loan officer at our Gainesville or Braselton locations. We are here to give your business an additional edge on the road to success. 

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North Georgia Business Loan Solutions 

Peach State Bank provides dependable business loan solutions tailored to companies across North Georgia. We understand that no two businesses operate the same way, which is why our commercial lending approach starts with listening. Whether you’re managing day-to-day expenses, planning for growth, or investing in long-term assets, our experienced team delivers business loans tailored to your goals. 

As a local community bank, we move beyond one-size-fits-all lending. Our business lending services are built to support startups, established companies, and growing enterprises with flexible options, local decision-making, and personalized service you can trust.  

Working Capital Line 

Working capital lines helps your business maintain momentum during seasonal fluctuations, growth periods, or unexpected expenses. Peach State Bank offers working capital line solutions that support cash flow needs such as payroll, inventory purchases, vendor payments, and operating costs. Our working capital lines give businesses the flexibility they need to stay focused on operations while preparing for what’s next. 

Commercial Real Estate Loan 

Purchasing, refinancing, or improving a property is a major step for any business. Peach State Bank offers commercial real estate loans designed to support owner-occupied buildings, investment properties, and expansion projects. Our commercial lending team works closely with you to provide financing that supports long-term stability and your business strategy. If you’re exploring commercial loans for business property needs, our local expertise and hands-on approach help simplify the process from application to closing. 

Commercial Vehicle Loan 

Reliable transportation is essential for many businesses. A commercial vehicle loan from Peach State Bank helps you finance vehicles used for daily operations, deliveries, service calls, or job site transportation. Whether you’re expanding your fleet or replacing essential equipment, our commercial vehicle loan options are built to support your business needs.  

Commercial Installment Loans 

Commercial installment loans offer structured financing for large purchases, equipment upgrades, or business expansion initiatives. These commercial loans provide predictable payments over time, making them a practical solution for long-term investments. Peach State Bank customizes installment loans to match your business needs, ensuring you have the money required to move forward while maintaining financial stability.  

Business Credit Cards 

Business credit cards are a valuable tool for managing everyday expenses, tracking spending, and separating personal and business finances. Peach State Bank offers business credit card options that support purchasing flexibility while helping you maintain control over expenses. From travel and fuel costs to supplies and bill payments, business credit cards help support the management of your business’s finances.  

 

Choose Peach State Bank for Business Lending 

At Peach State Bank, our commercial loans are supported by local decision-making, experienced lenders, and a commitment to helping Georgia businesses thrive. From working capital solutions to commercial real estate loans, we offer business lending designed to grow with you. If you’re looking for business loans that combine flexibility, responsiveness, and community values, Peach State Bank is ready to help. Contact our commercial lending team today and discover how the right business loan can give your company a lasting advantage.  

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Commercial Lending Officers

Name NMLS Phone Number Email
Terry Baker NMLS# 480447 770-531-2768 tbaker@peachstatebank.com 
Keith Brady NMLS # 1543283 770-531-2752 kbrady@peachstatebank.com
Elizabeth Cain NMLS # 1845259 770-531-2757 ecain@peachstatebank.com
David Dyer NMLS # 661820 678-618-4155 ddyer@peachstatebank.com
Chris England NMLS # 787356 770-531-2751 cengland@peachstatebank.com
Ricky Pugh NMLS # 589467 770-531-2762 rpugh@peachstatebank.com
Ron Quinn NMLS# 500582 770-531-2767 rquinn@peachstatebank.com 
Steve Sorrells NMLS # 589463 770-531-2773 ssorrells@peachstatebank.com
Andy Stewart NMLS# 480456 770-531-2770 astewart@peachstatebank.com
Mike Underwood NMLS # 980728 770-531-2730 munderwood@peachstatebank.com
Heather Wilbanks NMLS # 479180 770-531-2732 hwilbanks@peachstatebank.com
Brandy Kastner NMLS # 2690978 770-531-2776 bkastner@peachstatebank.com