Treasury Management Services

Corporate Cash Management

Peach State Bank Cash Management gives you access to your company’s banking information 24 hours a day, 7 days a week. Our Cash management provides our business customers all the capabilities offered by our Online and Bill Pay services with the added benefit of adding additional users with varying capabilities.

  • Provide different levels of security access for multiple users for online banking.
  • Assign different levels of access and limits for Bill Pay transactions including dual control.
  • ACH Origination and Wire Transfer capabilities with added security of dual control and/or the use of tokens.


Business Bill Pay 

Mange your payments with Peach State Bank & Trust Business Bill pay.  Business Bill Pay lets small business customers:


  •  Delegate payment tasks as needed.
  •  Have the flexibility of more entitlement controls than any other product on the market.
  •  Send payments to multiple accounts with the click of a button.

Click here to get started



Mobile Banking

Access your accounts from your mobile phone with Peach State Bank Mobile Banking.  Our mobile banking allows access your accounts, view account balances, transaction history, initiate transactions, and pay bills anytime, from anywhere, by using apps on both iPhone and Android devices. Peach State Bank & Trust mobile banking supports mobile remote deposit, bill payment, P2P,​ interbank transfer functionalities, and ACH origination.  Feel confident with your transaction utilizing SMS text messages as confirmation of processed payments and funds transfers.

Learn more about Mobile Banking

Mobile Banking FAQs



Remote Deposit Capture

Remote Deposit Capture allows you to scan and deposit checks securely from your computer using a check scanner. That means easier deposits for you and better cash flow for your business. So, bring the bank to your business with Remote Deposit Capture. Benefits include:

  • Deposit checks quickly and easily from your business
  • Improve cash flow by receiving funds faster
  • Protect check deposits by securely processing them
  • Save time and money with fewer trips to the bank

 So, bring the bank to your business with Peach State Bank & Trust Remote Deposit Capture. *Deposits made after 5pm will be credited the next business day.


Click Here to learn how you can make deposits directly form your office.


Positive Pay

Identify and prevent fraudulent check payments with Positive Pay. Peach State Bank & Trust’s Positive Pay program allows you the ability to detect and stop suspicious checks. The program is easy to use and will save your company time and money due to possible check fraud.

Positive Pay benefits:

  • Detect suspicious check activity
  • Reduce the risk of financial loss
  • Enhance visibility of check activity
  • Solidify internal controls
  • Reinforce audit trails
  • Simplify account reconciliation
  • Automate accounts payable workflow
  • Save time by reviewing only exceptions

Contact a Treasury Management Services Representative at 770-536-1100 for additional information. 

 

SmartPay Biller Direct

Peach State Bank & Trust SmartPay Biller Direct is an electronic bill presentment and payment solution that helps businesses and organizations like utilities, municipalities, property management companies, insurance agencies, financial services providers, and many others enhance their online revenue stream.

Upload billing data into SmartPay Biller Direct as often as they like, based on the needs of your business.

 
SmartPay Biller Direct collects customer payments through its secure payments site. After verifying the customer’s identity, SmartPay Biller Direct presents biller-defined invoice information and collects the customer’s payment. Control various aspects of the presentment and payment process, including:

  • Payment timing
  • Payment amount
  • Payment methods
  • Convenience fees
  • Discounts
  • Split payments
  • Creation of stored payment accounts
  • Number of bills that can be paid with a single payment

Once the bill is paid, SmartPay Biller Direct provides critical remittance data back to the you to help streamline accounts receivable processing.

How Biller Direct Works

Contact a Treasury Management Services representative for further details at 770-536-1100.

 

Direct Connect

Peach State Bank & Trust Direct Connect for Quicken and Quickbooks,  will enable you to seamlessly integrate your Peach State Bank account information, pay bills, and quickly and easily download transactions. This solution saves you valuable time by avoiding double entry of transaction and account information.

Peach State Bank Direct Connect for Quicken and Quickbooks is easy to set up. Enjoy seamless integration with the Quicken or Quickbooks software. Manage your banking and accounting needs more efficiently and your business more effectively with Peach State Bank Direct Connect.

Benefits of Direct Connect:

  • Connects your Quicken or QuickBooks financial software with your Peach State Bank accounts
  • Access prior day activity and account balances
  • Easily download posted transactions into Quicken or QuickBooks
  • Post unmatched transactions easily to your Quicken or QuickBooks chart of accounts
  • Schedule online bill payments

** Direct Connect is available for a low monthly fee of $12.00 per month.

Web Connect

After a one-time setup process, every time you want to reconcile your accounts, you log into your financial institutions's website and manully download a Quicken or QuickBooks-compatible file to your computer. Then you import the downloaded file into Quicken or QuickBooks.