Privacy Policy

Peach State Bank & Trust is committed to maintaining the confidentiality of your personal information. You provide us with private personal information when you open an account or apply for a loan. The safeguarding of this information is of paramount importance to us.  Peach State Bank & Trust will strictly adhere to all federal and state laws governing the care of your private information.


Our Privacy Policy:

 Rev. FEB 2024

FACTS

WHAT DOES PEACH STATE BANK & TRUST

DO WITH YOUR PERSONAL INFORMATION?



Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • credit history and credit scores
  • account transactions and checking account information

 


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peach State Bank & Trust chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information

Does Peach State Bank & Trust share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

 


Questions?

Call 770-536-1100 or go to www.peachstate.bank


Who we are

Who is providing this notice?

Peach State Bank & Trust



What we do

How does Peach State Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Peach State Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or show your driver’s license
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about you creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.



Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Peach State Bank & Trust does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Peach State Bank & Trust does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Peach State Bank & Trust does not jointly market.


Peach State Bank & Trust reserves the right to change this notice at any time by publishing a new privacy notice.

You should carefully review the notice and all of your rights as they are outlined in the policy.