Loans & Mortgages

Consumer Loans

From time to time, most everyone has a need for a loan. Dreams come in all shapes, sizes and price tags;...whether to improve your home, buy a new car, take the family on a great vacation or for countless other reasons...isn’t it nice to know you can have a loan resource upon which to rely? At Peach State Bank & Trust, our consumer lenders take the time to listen, and to tailor the right loan to meet your unique needs. We combine attractive interest rates with flexible terms and prompt, friendly loan service!

  • Auto Loans
  • Boats
  • Home Improvement Loans
  • Credit Cards
  • Home Equity Line of Credit
  • Personal Line of Credit - this line of credit allows you to write yourself a loan whenever you wish or it can serve as an Overdraft Protection resource when tied to your Peach State Bank & Trust checking account
Ask about our auto-deduct payment plan, which assures that your loan payment is on time, every time, and which alleviates the need to make a manual payment for your loan account with us.

For additional information on a consumer  loan, please contact any one of the following:

Contact Andy Stewart for current information on any Real Estate Owned properties.


Mortgage Loans

We know that buying or building a home can be the most exciting time for individuals and families. Take a moment today to talk with us. Here, you will find local loan decisions in support of prompt, friendly and knowledgeable real estate loan service.

  • Mortgage Refinance
  • Purchase Loans
  • Construction Loans
  • Home Improvement Loans
  • Home Equity Line of Credit
  • Lot Loans
  • Real Estate Investment Property Loans
  • Balloon Loans
  • Reverse Mortgages
  • FHA/VA/USDA Loans
For additional information, please contact:


Carl Mickey and Angela

Pictured above: 

Carl Blackburn, Mickey Hyder and Angela Drew-Morris

Check with one of our experienced Mortgage Specialist today!