Auto Loans 

When purchasing a new vehicle, getting a car loan helps you finance in manageable monthly payments over a period of time. At Peach State Bank, we help buyers across Northeast Georgia pick the best auto loan to fit their needs. Whether you’re buying a car new or used, we work with you and your auto dealer to make the process as smooth as possible.  

Boat Loans 

If you’re buying a new boat, you may need to apply for a boat loan. Similarly to auto loans, boat loans allow you to borrow an amount and repay monthly it over a set period of time. At Peach State Bank, our lenders can help you determine the best boat loan to get you out on the water sooner.  

Construction Loans 

Building a new home is an exciting process. At Peach State Bank, we make the financial aspect of construction simple with tailored construction loans for your project. Once your new home is completed, your loan payments can be converted into a traditional monthly mortgage. 

Lot Loans 

Lot loans, also commonly called land loans, are a type of mortgage to purchase property without a house on it. These loans allow you to finance a piece of land for future uses like building a home or farming. At Peach State Bank, we work with land purchasers to determine the best lot loan options for their needs. 

Home Improvement Loans 

Renovating or expanding your home can be costly. At Peach State Bank, we provide home improvement loans to help you achieve your dream home while avoiding a large upfront cost.  

Home Equity Line of Credit 

A home equity line of credit or HELOC is a loan that uses the equity in your home as a collateral to borrow against. Whatever you need to finance, our helpful Peach State Bank Lenders can help you decide if a HELOC is the best option for you.  

Personal Line of Credit  

Personal lines of credit or PLOC function as a credit account that you are able to draw from as needed for a variety of expenses. If you’re looking for a simple way to get access to additional money, ask a Peach State Bank representative if a PLOC will work for you.  

Credit Cards 

Having a credit card allows you to borrow money to make purchases that you can repay at a later date. Unlike a debit card, which uses the money in your bank account to make purchases, credit cards let you access a limited line of credit. Submit an application for a Peach State Bank credit card today.