Personal Checking Accounts

Peach State Bank Checking Accounts

Since 2005, we have proudly offered personal checking services to residents in both Gainesville and Braselton, Georgia. Choosing the right checking account is a smart financial move that can help you manage your money with ease and avoid unnecessary fees. At Peach State Bank, we’re here to help you make informed choices that support your financial well-being.

Find the Perfect Checking Account for You

Everyone has different needs when it comes to managing their finances. That's why we offer a variety of personal checking accounts to fit your lifestyle and budget. For a quick overview, take a look at our checking account options listed below.

Simple Checking

Our Simple Checking account is perfect for those who are looking for a no-frills option with no minimum balance requirement and no monthly service fees. Enjoy the convenience of online banking, bill pay, and mobile banking to manage your finances on the go. Plus, you'll have access to a no-fee debit card for everyday purchases.

$100 to open
$0 monthly service fee
Online Banking & Bill Pay
Mobile Banking
No Fee Debit Card
$2 Monthly Statement Fee if mailed, eStatements are Free**
Register here to earn Cash Back on Certain Debit Card purchases***

Peach 60

Are you an individual aged 60 or over? Our Peach60 Checking account is designed specifically for you. This account offers all the features of our Simple Checking account, plus the benefit of earning interest on your checking account balance.

Offered to individuals 60 years or older
$100 to open
Earns Interest
$0 monthly service fee
Online Banking & Bill Pay
Mobile Banking
No Fee Debit Card
No monthly Statement fee
Register here to earn Cash Back on Certain Debit Card purchases***

PeachPlus

For those who demand more from their checking account, our PeachPlus Checking offers a premium banking experience. This account includes all the features of our Simple Checking account, along with additional benefits:

$5,000 to open
Earns Interest
$15 monthly service fee*
Online Banking & Bill Pay
Mobile Banking
No Fee Debit Card
Free Basic Peach State Bank checks (limit 2 per calendar year)
No Fee for Official Checks
$2 Monthly Statement Fee if mailed, eStatements are Free**
Register here to earn Cash Back on Certain Debit Card purchases***

*Monthly Service Fee is charged if daily balance falls below $5,000 minimum balance.
**Enrollment required.
***Terms and conditions apply. Enrollment required.

Choose Peach State Bank for Your Georgia Checking Accounts

Choosing the right checking account is a smart financial move that can help you manage your money with ease and avoid unnecessary fees. With so many options available, it’s important to take the time to understand your financial habits and compare features to find an account that truly fits your lifestyle.

At Peach State Bank, we’re here to help you make informed choices that support your financial well-being. Stop by our Gainesville or Braselton locations today, or contact us to learn more.