Mortgage Loans

We know that buying, selling, or building a home can be the most exciting time for individuals and families. A home is more than just a structure; it’s a dream, a future, and memories for you and your family. Here at Peach State, you will find mortgage specialists who are friendly and knowledgeable. Whether you are purchasing or refinancing your personal residence, second home or 1-4 family investment property, we offer a variety of mortgage options, one of which should meet your mortgage needs. Some of the mortgage loans we offer are:

  • Conventional – Both Fixed and Adjustable (ARM) Rates up to $484,350.

  • Jumbo – Both Fixed and Adjustable (ARM) Rates on amounts up to $3,000,000.

  • FHA – Low down payments and relaxed credit standards as compared to conventional loans.

  • VA – Low down payments and relaxed credit standards for veterans and military personal.

  • USDA Rural Development – Low down payments and relaxed credit standards for low to moderate income families in rural areas.

  • Reverse Mortgage – Borrower’s 62 and over can convert the equity in their homes into cash. 

If you are not sure what you qualify for or already know exactly what you want, contact one of our experienced mortgage specialists. Click on the documentation checklist to the right for a list of documents we will need to get started or click on the Loan Center button to complete information and have a mortgage specialist contact you.

Carl Blackburn


Carl Blackburn
Vice President/Mortgage Division Manager

NMLS  984008

Angela Drew Morris

Angela Drew-Morris        
Residential Mortgage Lender

NMLS 480412  
678- 725-2416

Mickey Hyder

Mickey C. Hyder, Jr.
Senior Residential Mortgage Lender

NMLS 168179



Bernardo Sotelo
Residential Mortgage Lender

NMLS 684831

Carl Mickey and Angela

Pictured above:

Carl Blackburn, Mickey Hyder and Angela Drew-Morris.