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Mortgage APR Calculator

What Is a Mortgage Loan Annual Percentage Rate (APR)?

Your mortgage loan APR is the total annual cost of your mortgage loan and fees. Unlike interest rates that help determine your monthly payments, your mortgage loan APR allows you to calculate the total cost for the year, including interest and other fees.

How Is APR Calculated?

To calculate a mortgage loan APR, you need to know your loan amount, interest rate, the length of the loan term, and your closing costs.

Calculate Your Mortgage APR

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APR Mortgage calculator

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.


Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Have More Questions? Contact Our Mortgage Loan Officers

If you’re looking to buy a home, Peach State Bank is ready to help. Our Mortgage Loan Officers have all the information and expertise to make calculating costs and applying for a loan as simple as possible. Get started today by contacting our friendly team.

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