Business Checking

Business Checking

Business Checking Accounts Built for You 

Whether your business is large or small, Peach State Bank offers checking account options designed to keep your business finances moving smoothly. Each account includes convenient tools like online and mobile banking, bill pay, and debit cards, so you can manage day-to-day activities with ease. 


Business Checking Account  

Find the Right Checking Account for Your Business 

Every business handles transactions differently. That’s why Peach State Bank provides several account options designed around different activity levels, balance requirements, and operational needs. Compare the features below to determine which option best fits how your organization manages its finances. 

Business Analysis Checking**

If you are looking for a business checking that has more than 250 processed items per month, Business Analysis Checking is for you.

  • $100 to open
  • Monthly Services Fees:
    • $15 per statement cycle
    • Debit Fee: $.15 per item
    • Deposit Fee: $.30 per item
    • Item Deposit Fee: $.06 per item
  • Unlimited withdrawals per month
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • No Fee Debit Card
  • $2 Account Statement fee if mailed, eStatements* are free
  • Can upgrade to Treasury Management


BusinessFirst Checking

BusinessFirst Checking will work for your business if you have under 250 processed items per month.

  • $100 to open
  • ZERO Monthly Service fees if under 250 processed items. ($0.50 per item over 250)
  • 250 processed items per month***
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • No Fee Debit Card
  • $2 Account Statement fee if mailed, eStatements* are free
  • Can upgrade to Treasury Management


BusinessPlus Checking

BusinessPlus Checking is a good fit if you have less than 50 withdrawals per month.

  • $5,000 to open
  • Earns Interest
  • $15 Monthly Service Fee if daily balance falls below $5,000
  • 50 withdrawals per month****
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • No Fee Debit Card
  • $2 Account Statement fee if mailed, eStatements* are free
  • Can upgrade to Treasury Management


The ONE Business Money Market

If you are looking for a way to save with interest paid on ledger balance and have limited withdrawals, consider The ONE Business Money Market.

  • $25,000 to open
  • Earns Interest
  • $25 if daily balance falls below $25,000 during statement cycle
  • 6 withdrawals per month****
  • Online Banking
  • Mobile Banking
  • Free Account Statements
  • Can upgrade to Treasury Management


































Choose Peach State Bank for Business Banking 

Working with Peach State Bank means partnering with a local financial institution that understands the needs of businesses across the communities we serve. Our team provides responsive service, modern banking tools, and scalable solutions that grow alongside your organization. From everyday account management to expanded treasury services, we help support your long-term financial goals. 

Contact Us

 

 
*Enrollment required.

**The account offers an earnings credit that will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. The earnings credit can change anytime at our discretion. The period we use is the monthly statement cycle.

***Processed items include checks written and deposited, including the deposit ticket.

****Limitations are Transfers or Debits/Withdrawals from this account to another account or to a third party by means of: preauthorized, automatic, or telephone. A $15 fee is charged for each excessive debit/withdrawal.