Kasasa Cash Back

Are you a frequent debit card user? Then consider Kasasa Cash Back — a checking account that pays you cash back* on your purchases.

  • No Minimum Balance Requirement
  • No ATM/Debit Card Usage Fee
  • No Monthly Maintenance Fee

Receive 3% Cash Back monthly on debit card purchases up to $250.00. When qualifications are not met, no cash back payments are made.

To qualify: You must have at least 10 signature-based debit card transactions post and settle each month. You must be enrolled for electronic statements. And you must have Direct Deposit or ACH payment connected to your account, or use online Bill Pay to make a payment via ACH.

Peach State BanK & Trust
325 Washington St SW
Gainesville, GA 30501
(770) 536-1100

* Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $7.50 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic statements, monthly Direct Deposit/ACH payment, may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open this account. You will also receive ATM Fee reimbursements even if you do not qualify for the account’s rewards for worldwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.